I'm new, just registered as I was in a car accident 3 weeks ago and I need urgent advice or assistance.
The other driver skipped the red light and totalled my car. He has an insurance, I don't. I couldn't afford insurance and I can't afford the repairs to my car. To make matters worse, I live 50km from my work and I need to get to work every day. Thusfar I managed, but I can't borrow the car I'm using now for much longer.
I contacted his insurance and informed them of my claim, however, they responded with the following:
1. They are in the process of liquidation and will not be able to pay all claims; and
2. They will not be able to assist with my third party claim as their client did not follow policy procedures.
Please, I need urgent advice on this, if it's legal, if there's anything I can do, etc.
I also need to start a road accident claim with regards to back injuries and need some assistance with this.
Please, if anyone can assist or knows of the types of lawyers who specialises in these cases and takes a cut off the pay out let me know urgently. I can't afford any legal costs.