I'm curious as to what the reasons are for you not having started your own business. For those that have started one, what are your reasons for not having started another one?

Is it a lack of finance; a lack of a suitable business idea; not enough time; not knowing where to start; not understanding the bureaucracy and taxes required; too much work involved; the fear of failure or ..... what?

So often we hear talk about how important the entrepreneurs are for creating jobs, so why aren't there more of them? Everyone who reckons they stand a chance seems to want to look for a job. I can understand the perceived safety of that option, but why not both a job and a business on the side?

I look forward to some of your insights.