First off, I apologise if this isn't the right section for this. I'm new and still getting to grips with all the different sections. Mods may move this post to the appropriate area if needs be.
I want to get paid out by Amazon Associates. I haven't reached the cheque payout threshold of $100, so I'm considering Payoneer for Direct Deposit or redeeming my earnings as a gift card for use on Amazon. It's been a while so I'm just thinking about cashing out now. I haven't done too well with Amazon to date, honestly.
At $80, how bad would the fees be from Payoneer and the bank (I'm with FNB)? Would it be better to just redeem and use the money on Amazon?
Or should I just wait it out until I hit the cheque payout threshold?
tl;dr: I'd like to read some opinions on what is the most cost effective way to redeem my earnings from Amazon, without a lot of fees and other unforeseen hassles. I'd like to keep as much of that money as possible, obviously taking tax into consideration.