UIF FOR CAREGIVERS

[Grannie]

For 3 years I have had an outstanding Caregiver for my ailing very old husband. We have always paid her far in excess of the basic minimum wage as laid down. I have also saved (not from her salary, but as a form of insurance which comes from me personally) 5% of her monthly salary, for when her services will no longer be required. I do believe that I should have registered her when I employed her, and my question is this: am I laying myself open to prosecution by the UIF people? Our Caregiver is more than happy with the deal we struck, as she will be receiving more this way, than she would have, had she claimed from UIF - and without all the fuss and bother. Comments will be appreciated.