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Thread: medical aid advice

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    medical aid advice

    Hi all

    Not sure where or if this forums handles Medical Aid queries
    but if you do, can someone advise where to post or point me to
    the correct forum.

    Cheers everyone.

    P.S love the article on classic music

    Regards Rozzer

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    Diamond Member AndyD's Avatar
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    Hi Rozzer, it would depend mostly on what the question is so just post it where you think it might be relevant and we can always move it later if necessary.
    _______________________________________________
    I am special and so is Vanash.
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    Hi AndyD

    Thanks for your advice.

    My question is:- If I am the main member of a medical aid and I go over to the other side,
    to meet my maker.....can my wife take over where i left as regards to payments
    etc and she will then become the main member as it were? and carry with the
    same payment plan that i had or is this a matter i must discuss with the M.A.

    If anyone has any advice or info i would be grateful of it.

    Kind regards

    Rozzer

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    Platinum Member sterne.law@gmail.com's Avatar
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    What a good question.
    I would guess the MA have allowances to shuffle the dependents up the order.
    There would be no need for more tests, questions etc.

    On a separate, yet related issue that is worth mentioning, is to have cashflow for these type of things. Many people hit a tough spot on a deathbed the estate is frozen and no cashflow. Often occurs with home loans. The estate could be worth millions but the survivoryhas no cash income to pay the monthly payment.
    Anthony Sterne

    www.acumenholdings.co.za
    DISCLAIMER The above is merely a comment in discussion form and an open public arena. It does not constitute a legal opinion or professional advice in any manner or form.

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    Email problem Rafael's Avatar
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    Yes, your Adviser should do that on your behalf.

    Below is an extract from my documents

    As stated by the Medical Schemes Act (Act No 131 of 1998), all medical schemes must provide for continuation of membership when
    a principal member retires from employment or in the event of his/her death to allow the surviving beneficiaries to remain or
    become members.

    The following documentation is required in the event of death:

    • Certified copy of death certificate of the principal member, who is deceased
    • Certified Copy of ID of deceased principal member
    • Certified Copy of ID of new principal member
    • Letter from surviving spouse/dependants indicating new principal member(s)
    • Banking details of new principal member(s) for contribution collection
    • Signed declaration of new principal member(s) (Section 6 of the membership application form)


    Hope you find the above useful
    You miss 100% of the chances you never take

  6. Thank given for this post:

    AndyD (22-Jan-14), Dave A (27-Jan-14), Vanash Naick (28-Jan-14)

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    Hi Rafael
    Thanks to all you guys for your advice and input so far.
    My apologies for the long delay in responding but I was waiting my MA to respond
    and it does seem that it is possible but it's quite a tricky situation as the new MAIN member
    has to take on all debts etc of the previous Main member and indemnify the MA.
    It will take a little while to read the small print and i will get back to you all.

    Kind regards

    Rozzer

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