So today I heard from the bank that I can't get a merchants after singing up with a payment gateway and opening a new bank account with them per there requirements.Now I have to search for a new solution that will give me the same functionality that a merchants account offers in terms of 1 business day before I receive a customers money.And the best part of all is we work 10 months on our new site to get it to the right standard and to accept payments this way.And now we have to pay for a new bank account every month and we are bound by contract to the payment gateway for 3 months so we have to pay them there fee for 3 months without being able to make use of them.Has anyone been in the same boat?