I currently have the following accounts with FNB...
1x personal cheque account ( R99 p/m )
1x Business Cheque Account ( R169 p/m )
I'm thinking of closing the personal cheque account & opening up like a NO FEE PER MONTH bank account. I'm paying R99 p/m & I use my personal cheque account for everyday purchases.
I know Capitec or something have accounts where you do not pay monthly fees. I just can't get over the fact that I'm paying R99 p/m to have a shiny gold ATM card.
Please could anyone shine some light on this topic for me please. Like, how would this change affect me in the long run? Buying a house, car, applying for a home loan etc