Hi Everyone,

I need some urgent advice please. I have some debt and I am really struggling through every month because of it.

I went to the bank to ask for a consolidation loan but what they offered really doesn't help at all! Does anyone know of a place that helps people like me? I really want to stay away from debt review but it seems like at the end of the day I don't really have a choice.

I have sleepless nights because of stupid decisions that I've made in the past and it seems like this hole I am in is getting bigger.

I will appreciate any suggestions.

Have a great day!