something to consider in this particular case... Get sms notifications enabled for your account. I had a particularly interesting incident when I swiped at a woolworths. the girl behind the counter said the transaction had failed, so we went through the process again... bam... double debit. Fortunately the woolworths system is attuned to this kind of error and before I could get in a rage, I found that the second debit had been refunded.
Banks are meant to keep an eye on your interests, sure, but I'd say it's also your duty to keep an even bigger eye on it.
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