Help me please!!!
I'm two months behind on my car payments. For the last six months there were no statements sent to me. Nobody informed me in writing what the next step will be. Yesterday a guy rocked up at my house with a piece of paper say they want the money or the car. Irefused to give him the keys as there were no court order.
What is the ruling now on car repossessions after that con court ruling about debt collectors and banks doing what they want. Almost always illegal!
No court order and being very aggresive.
Please help with this question. taking into account the con court ruling a week or two ago.