I would certainly hang on for acouple of days, I had a double payment once that showed in my account for aday or two then mysteriously disappeared entirely, not even showing as a reversal, just 'poof' gone. I enquired what the issue was and they said it was an unspecified glitch with online banking system when the payment was made. Luckily I hadn't made the refund back to them, if I had it would have compounded the problem.
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