unfortunatley it has to do with standard bank again
i get home today to find my wife in tears...apparently the sherrif of the court had just paid her a visit and issued her a summons...for an outstanding debt with standard bank...what i dont understand no identification...no signitures required on any of the documentation for acceptance of the summons...nothing just a pile of papers with stamped signitures
so i enquire about the issue and read the summons...it is for an overdraft facility which she had 3 years ago...they sent her a letter instructing her that they would be reducing her limit by an amount every month...no problem...3 years go by every month the amount is reduced...but unfortunatly one month there is insufficent funds...so my wife being the kind of person she is...goes to the bank and makes arrangement to transfer the outstanding amount...which she does...the lady assisitng her instructs her that all is ok...but she decided to add and additional amount every month by more than twice the amount she has to pay...all is well...not...3 month go by and today she has the sheriff of the court knocking on the front door.
with a summons from Stanley Brodkin Maditsi attorneys...
firstly the summons is not an original...she didnt have to sign for it
the summons has copy across the page...with a stamp and a signiture which is part of the stamp in pink...with the magistrate johanesburg clerk of the court and a case no.
it also has a big red stamp which indicates ACTING SHERIFF
then on the next page a list of fees and another clerk of the court stamp...but this time a signiture indicating the registrar of the court...with a different date.
one of the things i noted was the attorneys signiture MD BRODKIN ...no signiture...just a stamp with a name on it.
then on the last page a nother stamp which indicates that it is suppose to be a registered letter with a break down of the amount owing plus 15.5 % interest which must be paid in 10 days...
so i get on the blower and have my say i contact a person from this attorney firm...terence the most agrogant asshole i have ever delt with on the phone and ask a few questions...and as usual he is just a callcentre employee who has a template with a couple of answers...but when i start getting my back up because of his attitude i go at him...so he gets to a point wher ehe cannot answer my questions anymnore and puts me thru to the call centre manager...who also cannot answer all my questions merely give me the same reply over and over...when i enquired about the sheriff and indicated that i wa sgona take this matter further...i was told that the sheriff who issued the summons was one of their employees...not actually the sheriff...and that the summons was merely a scaring tactic they use to enforce payments...and that there was no legal action or anything being taking it was merly proceedure...because the account is not actually int he arrears
i request a breakdown of the summons with details about the so called bad debt...they are F^&*d nobody can answer the questions or give details...
so i go back to standard bank and request details...
i am told they cannot understand why there has been a summons issued...who instructed it...as the account is up todate and in fact ina credit for 3 months already.
now here is the joke...the manager at standard bank has given me a contact number to report this incident and strongly advised that i go to hello peter and log a complain...
so who is at fault here standard bank...or these rouges who are making a quick buck
why i say a quick buck because there is a R1000 additional fee for summons and judgement attached to the summons for the attorney.
i am starting to wonder if standard bank dont have an internal issue with the bank where an employee is handing out these instructions to the attorney firm for a small christmas bonus